Mortgage, remortgage, buy to let?
Get expert advice at the start.
Mortgages are complex, and constantly changing.
Our mortgage broker can help you to see through the jargon.
It’s all about you.
You’re not just choosing a mortgage, you’re making decisions about your future; it’s really important to consider your circumstances and make an informed choice. Are you downsizing, starting a family, changing your job, making home improvements, consolidating your debts, or building a business? We’ll ask you all about your situation to understand your finances before searching the market.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home.
Access all the options.
We are unbiased, whole-market mortgage brokers. That means we can assess hundreds of mortgages, including some that are exclusive to brokers, and then recommend a product that meets your specific needs. Whether you’re looking for a remortgage, a buy-to-let, or a first mortgage, you’ll have a broad choice with different options. Our mortgage broker takes the time to talk to you about them so you can be confident in your choice.
Most forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
You may have to pay an early repayment charge to your existing lender if you remortgage.
All the fees are transparent.
BEFORE you apply (or have to pay a penny), we’ll give you a document that shows all of the fees to be charged by the lender and by us. Our fee is £395 for simple mortgage applications, or typically 1% for complex applications (including those for people with impaired credit history). For a mortgage of £100,000 this means you will pay £1000. If you choose to proceed with our recommendation and the mortgage goes ahead, we will also be paid commission by the lender.
Protect your home and family.
We can supply competitive insurance quotes – gathered from a select range of insurers – for contents and buildings, landlord, and life insurance. There’s also critical illness and income protection to consider. As insurance specialists, we know the right questions to ensure that your policy provides the most appropriate cover. You don’t want to pay for something you’ll never need, but you don’t want to be under-covered, either. It’s our job to worry, not yours. If you move, or your needs change, just call up and we’ll help to make the amendments.
If you’re looking for a mortgage and insurance broker in Swindon, give us a try - our service is highly regarded by our customers. It’s been our speciality for years (we used to be called Swindon Mortgages), and we hope that you – like many of our customers – will come back when you decide to move on.
"We're both reasonably savvy but found the mortgage search daunting and complicated. Jason made it a million times easier, got a better deal, and took so much stress off our shoulders. We’ve used his service four times and we’ll keep coming back!"
Mortgage broker (Swindon):
Swindon mortgage broker team: 01793 512697